Paul has over 20 years experience in the Financial Services Industry. During this time he worked as a Bank Manager for Barclays Bank where he attained a number of advanced banking and management qualifications. He also spent a number of years with the West Bromwich Building Society and Staffordshire (now Nationwide) Building Society.

He qualified as an Independent Financial Adviser with the Co-operative Bank in 1999 and joined Torquil Clark in 2004. Since joining, Paul has progressed to become one of only 5% of Personal Finance Society members to attain Chartered Financial Planner status. This makes him amongst the most qualified advisers in the country.

Paul's speciality lies in pensions advice. Therefore he is ideally placed to help his clients meet their short and long-term retirement goals. He can also deliver advice on existing investment portfolios or on building a new portfolio based on a client's individual circumstances.

In addition to pension and investment advice, Paul helps clients with their estate planning, including understanding and minimising the effects of inheritance tax (IHT).

Paul regularly works with corporate clients, advising on their business protection needs in the form of key man assurance, shareholder or loan protection. He can also assist on an individual level, by advising on family protection. He aims to use his 20 years experience in financial services to establish long lasting relationships with his clients.

This is achieved through a commitment to regular reviews, highlighting areas for improvement, and working with clients when and if their circumstances change to ensure they are on course to reach their financial goals.