Fund Shortlist
| Fund Type | Fund Name | Initial Charge 1 |
Discount 2 | Saving 3 | Estimated Income pa 3 |
|---|---|---|---|---|---|
| Corporate Bond | Gartmore Corporate Bond | 3.50% | 3.50% | £252 | 5.80% 4 |
| Invesco Perpetual Corporate Bond | 5.00% | 5.00% | £360 | 4.91% | |
| Other Bond | Aegon Global Bond | 3.50% | 3.00% | £216 | 5.21% | Artemis Strategic Bond | 5.25% | 5.00% | £360 | 6.50% |
| F&C Strategic Bond | 5.00% | 4.50% | £324 | 5.18% | |
| Henderson Strategic Bond | 4.00% | 4.00% | £288 | 5.91% 4 | |
| UK Equity Income | F&C UK Growth & Income | 5.00% | 4.50% | £324 | 2.97% |
| Invesco Perpetual Income | 5.00% | 5.00% | £360 | 3.50% | |
| Jupiter Income | 5.00% | 4.50% | £324 | 3.11% | |
| Neptune Income | 5.00% | 4.75% | £342 | 3.68% | |
| PSigma Income | 5.25% | 5.00% | £360 | 3.50% | |
| UK Core | Blackrock UK Fund | 5.00% | 5.00% 6 | £360 | 0.65% |
| Standard Life UK Equity Growth | 4.00% | 3.00% | £216 | 0.66% | |
| UK Satellite | Rensburg UK Managers Focus | 5.25% | 5.25% | £378 | 1.20% |
| Schroder UK Alpha Plus | 5.25% | 5.00% | £360 | 1.12% | |
| Skandia UK Best Ideas 5 | 5.00% | 4.50% | £324 | 0.00% | |
| SVM UK Alpha | 5.25% | 5.00% | £360 | 0.79% | |
| UK Smaller | M&G Smaller Companies | 4.00% | 3.00% | £216 | 0.18% |
| Standard Life UK Smaller Companies | 4.00% | 4.00% | £288 | 0.11% | |
| Active Managed | Jupiter Global Managed | 5.25% | 4.75% | £342 | 0.00% |
| Newton Global Higher Income | 4.00% | 4.00% | £288 | 3.66% | |
| New Star Active Portfolio 5 | 5.00% | 4.75% | £342 | 0.00% | |
| T. Bailey Growth 5 | 5.00% | 5.00% | £360 | 0.00% | |
| Cautious Managed | CF Midas Balanced Income | 3.50% | 3.00% | £216 | 5.20% |
| JPM Cautious Total Return | 4.25% | 4.25% | £306 | 4.21% | |
| Jupiter Merlin Income Portfolio 5 | 5.25% | 4.75% | £342 | 3.63% | |
| T. Bailey Cautious Managed 5 | 5.00% | 5.00% | £360 | 2.80% | |
| North America | M&G American | 4.00% | 3.00% | £216 | 0.00% |
| Threadneedle American Select | 3.75% | 3.00% | £216 | 0.00% | |
| Europe | Artemis European Growth | 5.25% | 5.00% | £360 | 0.40% |
| JPM Europe | 4.25% | 3.75% | £270 | 0.44% | |
| Resolution Argonaut Euro Income | 5.25% | 4.75% | £342 | 4.40% | |
| Japan | Fidelity Japan | 3.50% | 3.00% | £216 | 0.00% |
| Jupiter Japan Income | 5.25% | 4.75% | £342 | 1.27% | |
| Old Mutual Japanese Select | 4.00% | 3.50% | £252 | 0.00% | |
| Far East (excluding Japan) |
Fidelity South East Asia | 3.50% | 3.00% | £216 | 0.17% |
| Newton Asia Income | 4.00% | 4.00% | £288 | 3.90% | |
| Resolution Asset Pacific Growth | 5.25% | 4.75% | £342 | 0.00% | |
| Global Emerging Markets | AXA Framlington Emerging Markets | 5.25% | 4.75% | £342 | 0.00% |
| Martin Currie Emerging Markets | 5.00% | 4.50% | £324 | 0.00% | |
| Property (Equity Funds) |
First State Global Securities | 4.00% | 4.00% | £288 | 2.82% |
| Schroder Global Property Securities | 5.25% | 5.00% | £360 | 0.58% | |
| Property (Bricks & Mortar Funds) |
New Star International Property | 5.00% | 4.75% | £342 | 4.00% 4 |
| Ethical (Equity Funds) |
F&C Stewardship Income | 5.00% | 4.50% | £324 | 3.32% |
| Jupiter Ecology | 5.00% | 4.50% | £324 | 0.16% | |
| Standard Life UK Ethical | 4.00% | 3.25% | £234 | 0.91% | |
| Ethical (Corporate Bond Funds) |
Norwich Union SF Corporate Bond | 4.00% | 4.00% | £288 | 5.83% |
| Standard Life Ethical Corporate Bond | 4.00% | 3.00% | £216 | 4.61% |
All income figures are estimates and not guaranteed, the actual income produced could be lower.
Notes
- Normal ISA initial charge.
- Discounts are based on those investments through the Fund Supermarket.
- Saving through Torquil Clark Investments, assumes investment of £7,200 lump sum into a Maxi ISA.
- For Corporate Bond, Other Bond and Property funds it is important to know where the Annual Management charge is deducted from, whether capital or income. These funds deduct it from capital, so increasing the chance of a reduction in the capital value if income is distributed.
- Fund is run on a multi-manager basis and therefore carries higher charges.
- Torquil Clark Discount reverts to 4.5% after 31st August 2008.
Details correct as at 12/05/2008
Find out how we choose funds for our shortlist.
In deciding which funds are included in our shortlist we have used a variety of research tools including, but not limited to, Standard & Poor's, Morningstar and CTP/Exchange. The funds included are for your consideration and are not recommendations.
Torquil Clark Limited can take no responsibility for investment decisions you may take as a result of the Torquil Clark Shortlist as funds listed do not take into account your specific circumstances, and you should satisfy yourself as to their merits and suitability for you. If in doubt, you should take advice. These details do not constitute a recommendation and will not be suitable for everyone. Suitability will depend upon your own circumstances, objectives and attitude to risk.