Free Pension Review
June 22nd, 2008
For a limited period only, our advisers are offering to review your personal pension, completely free of charge.
Do you know how much your pension fund is worth? Do you know the effect charges are having on it? Do you even know what funds you are invested in? In most cases the answer is no. So now is the time to find out.
There are many reasons why your pension pot may have reduced in value, they include:
- Recent volatility in the stock market
- You may be invested in a fund that has continually underperformed
- You may be paying more in charges than you need to
- You may be in funds that are inappropriate for you as an investor
The effect of these factors may be wiping £100s, if not £1,000s off the value of your pension fund – cancelling out the effort you have made to contribute money you have worked hard to earn. The problem is you can’t see the money being physically taken away from you, but by losing money from your pension fund, that’s exactly what’s happening.
The good news is that, for the majority of these reasons, seeking the advice of a Torquil Clark Financial Planning independent financial adviser, can help you get your pension fund back on track and give you a greater chance of getting a higher income when you retire.
Our advisers are experts in the areas of pensions and retirement planning; they can help you review your personal pension by:
- Analysing the performance of the investment funds in your pension
- Assessing the overall performance of your pension provider
- Reviewing your pension fund to find out where you are now and set targets for achieving your retirement goals
- Scrutinising the charges you are paying for your pension
- Advising and helping you to transfer to a pension plan with lower charges
This limited offer of a free pension review is only available until 31st August 2008.
So, to arrange your free, no obligation initial discussion with one of our pension and retirement planning specialists, call 0800 294 7191 now or complete this form and we’ll call you back.
Pension review - case study
After 26 years spent as a teacher and currently in his 13th year as a self-employed consultant, 61-year-old Don Gwinnett had planned to retire when he was 65.
He had accumulated significant funds in a number of pension plans with different providers and wanted help to review them.
“I knew that having a number of pension plans was making it harder for me to control their performance. I was also worried that I was paying more in charges than I needed to. So, given that handling money has never been a strength of mine, I realised I needed the help of a professional.
I’d had bad experiences in the past with other financial advisers who seemed more interested in the money they could make, rather than doing what was best for my future.
I was referred to Torquil Clark by a neighbour of mine who had been a client of theirs for a number of years. I immediately noticed the difference.
My Torquil Clark adviser was attentive, knowledgeable and, most importantly, had a genuine interest in making sure my pension plans were in the best possible shape.
I have a lot of trust in my adviser’s capabilities. I’ve never felt as though I was being pressured into making a decision, instead I have always been presented with advice and recommendations in plain English, so I could understand them.
I plan to keep active when I retire. I’ve already got a long list of projects that I want to undertake, including voluntary work in the local community.
I also plan to regularly visit my daughters and grandchildren who live near to home and in France and Spain. I’m confident that the advice I have been given will enable me to do this.”
To arrange your free, no obligation initial discussion with one of our pension and retirement planning specialists, call 0800 294 7191 now or complete this form and we’ll call you back.
This article appears in our client bulletin, published Summer 2008.
